Knowledge Base
Resource Center & Advocacy Hub
LSG Watch is dedicated to ensuring national housing advocacy and mortgage compliance. Our resource center provides essential tools, guides, and information designed for homeowners, advocates, and attorneys seeking to protect fair housing rights and navigate complex compliance landscapes.
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Signs of Predatory Housing Practices
Identifying Predatory Lending
1. Excessive Fees
Lenders charging points and fees that exceed 3-5% of the loan amount, often hidden in the fine print.
2. Equity Stripping
The lender makes a loan based on the equity in your home rather than your ability to repay the debt.
3. Loan Flipping
Repeatedly refinancing a loan within a short period to charge additional fees and points.
4. Balloon Payments
A large payment due at the end of a loan term that most borrowers cannot afford, forcing refinance.
5. Asset Mismanagement
Lenders failing to provide clear disclosure of terms or intentionally complicating the loan process.
Mortgage Compliance & Fraud Detection Tools
Empowering homeowners, private landlords, and attorneys with essential resources to identify violations and maintain regulatory standards.
Personal Finance Audits
Borrowers Defense audits help you stop creditor and collection harassment, avoid full-term bankruptcy when possible, and protect your wages and credit profile.
Case Building Materials
Specialized support materials for attorneys and advocates building legal cases against predatory lending and servicing malpractice.